Always request an itemized receipt or EOB from your health care provider or merchant.Ĭlaims processing. Please remember that credit card receipts, non-itemized cash register receipts and canceled checks are not acceptable forms of documentation. Our documentation upload features online and on the mobile app will save you time and make your life easier. It’s quick and easy to request reimbursement for eligible expenses paid using personal funds or to submit documentation for card purchases. Requesting reimbursement and providing proof of purchases. ![]() When you have eligible health care expenses, pay for them with your payment card, or pay out of pocket and request reimbursement online. Your funds will be available for use on the first day of your plan year.Īccessing funds. ![]() You will contribute a predetermined amount to your account. Pay for dental and vision expenses with this great companion to a health savings account (HSA).įunding. Cover services like childcare, preschool, after-school care and senior care. Use a dependent care FSA to pay for the care of loved ones while you work, including childcare or care for dependent adults. Eligible expenses can include medical, dental, vision, hearing and prescription expenses, plus copays, coinsurance and certain over-the-counter (OTC) items. Plus, you'll save an average of 30% because you’re using pretax dollars.* Types of FSAs Health care FSAĪ health care FSA covers qualified health care expenses for you and your family. From bandages to braces, and contacts to chiropractors, use your FSA card and know you’re saving time and money. Pay the smarter wayįast-track your payments with your FSA card. Since you don’t pay taxes on this money, you save on every dollar you put into your FSA. and other countries.An FSA allows you to set aside pretax funds to cover health and care costs for you and your family. App Store is a service mark of Apple Inc., registered in the U.S. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. Google Play and the Google Play logo are trademarks of Google LLC. Please contact your plan administrator with questions about enrollment or plan restrictions. Please contact a legal or tax professional for advice on eligibility, tax treatment and restrictions. Federal and state laws and regulations are subject to change. This communication is not intended as legal or tax advice. ![]() Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured. ("Optum Financial") and are subject to eligibility and restrictions. Fees may reduce earnings on account.įlexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. is not a bank or an FDIC insured institution. Health savings accounts (HSAs) and Medicare Advantage Medical Savings Accounts (MSAs) are individual accounts offered or administered through Optum Bank ®, Member FDIC, a subsidiary of Optum Financial, Inc.
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